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SBA Lending

SBA Lending

Dedicated to your success, our team has the know-how to guide you through the lending process and secure the precise solution your business needs to thrive.

Find Your
Lending Solution

Find Your
Lending Solution

Up to $500,000

SBA Express Loan1

  • Can help with expansions, acquisitions, and cash flow management
  • Lower down payments on fixed-asset loans
  • Longer amortization on business expansion loans
  • Expedited turnaround time
  • Revolving lines of credit are also available

Up to $5M

MOST POPULAR!

SBA 7(a) Loan2

  • Expand your business, purchase another company, or improve cash flow via debt refinance or longer amortization
  • Loan amount may exceed traditional bank collateral requirements
  • Fees can be financed

Up to $5M

SBA 7(a)2 Working Capital Pilot Program

  • Can be used to finance account receivables and purchase inventory
  • Only pay on interest of the funds you use with a line of credit
  • Good fit for businesses looking for non-conventional financing options

Up to $10M

SBA 504 Loan3

  • Assist with the acquisition or refinance of equipment and owner-occupied real estate
  • Benefits include lower down payments as low as 10% and longer-term fixed rates on a portion of the financing
  • Fees can also be financed

Our experienced bankers guide you through fast loan approvals, offering tailored solutions from a range of business lending options. Unlike others, we don’t sell loans on the secondary market — count on us to support your business as it grows.

Our experienced bankers guide you through fast loan approvals, offering tailored solutions from a range of business lending options. Unlike others, we don’t sell loans on the secondary market — count on us to support your business as it grows.

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More

Discover
More

Cash Management

Cash Management

Deposit Solutions

Deposit Solutions

Wintrust@Work

Wintrust@Work

1. SBA Express Loan. Loans must be SBA eligible and are subject to Wintrust and SBA underwriting guidelines. Subject to the U.S. Small Business Administration standard operating procedures at time of approval. Standard closing costs apply. Must have a valid business tax ID number or Social Security number. See the bank for details.

2. SBA 7(a) Loan. Loans must be SBA eligible and are subject to Wintrust and SBA underwriting guidelines. Subject to the U.S. Small Business Administration standard operating procedures at time of approval. Packaging fee of $2,500.00 applies. Third-party expenses paid by the borrower and all fees can be financed.

3. SBA 504 Loan. Loans must be SBA eligible and are subject to Wintrust and SBA underwriting guidelines. Subject to the U.S. Small Business Administration standard operating procedures at time of approval. Third-party expenses incurred by the borrower and all fees can be financed.